While you may have been told that, “you must talk to the insurers right away to get things done,” this isn’t entirely true. You do not have to talk to the insurance company the minute the accident happened but under Florida law there are very specific deadlines to file injury claims otherwise you may not be able to file a claim at all. These time deadlines are known as statutes of limitations and they vary depending on the circumstances surrounding your claim. For most personal injury cases in Florida, the statute of limitation is 4 years from the date of the injury or from when the injuries were discovered.
Another common myth is that if “They were at fault, they have to pay me.” “The other person’s insurance company does not have to pay you. They do not have to do anything until you sue them and win, but normally in clear cases they will agree to fix you car, pay for a rental car, then later they will agree to negotiate and pay something for your injury claim, which includes paying for medical bills, lost wages, and an additional amount for the disruption of your life, pain, inconvenience, aggravation, suffering, and potentially more,” Paul Samakow at The Washington Times explains.
When you go to get your car looked at for an estimate, you may assume that, “They have to use new parts when they fix my car.” However, “a body shop or car dealership is allowed to use after-market, or used parts, to repair your car, as long as those parts do not in any way hinder the functionality of the vehicle and as long as they do not change the appearance of your car,” Samakow says.
Finally, a very common misconception is that, “My insurance premiums will go up if I use my insurance.” Samakow explains that, “using insurance benefits does not cause premiums to increase. Recurrent claims against you will cause an increase. Turning a certain age may cause changes in premiums, but not using benefits.” If you need a Personal Injury Attorney in Orlando, Florida then please give Legally Pink Law a call today to schedule an appointment.